Dengan melakukan pengamatan pada perbankan yang menerbitkan sahamnya di BEI pada tahun 2016-2018, penelitian ini menunjukkan bahwa CASA dan NIM terbukti meningkatkan profitabilitas perbankan. Hipotesis dalam penelitian ini diuji dengan menggunakan regresi linier berganda. Di sisi lain, penelitian ini juga didorong oleh masih terbatasnya penelitian yang menganalisis hubungan CASA dengan profitabilitas perbankan. Penelitian ini dimotivasi oleh berbagai strategi peningkatan CASA yang dilakukan perbankan untuk memaksimalkan profit, serta kebijakan OJK untuk menekan NIM guna meningkatkan efisiensi dan daya saing perbankan Indonesia. Penelitian ini bertujuan untuk mengidentifikasi peran CASA dan NIM pada peningkatan profitabilitas perbankan di Indonesia. Keywords : CASA, NIM, profitability, banking

Furthermore, NIM has also been proven to mediate CASA's relationship with banking profitability. Additional analysis shows that CASA can increase NIM. This study also proves the ability of banks to generate profits from interest can support increased bank profitability. These results prove that the proportion of CASA owned by banks can reduce the cost of funds resulting in increased profitability. BEI in 2016-2018, this study proves that CASA and NIM are proven to increase bank profitability. The hypothesis in this study discusses using multiple linear regression. On the other hand, this research is also supported by the limited research that analyzes the relationship of CASA with banking profitability. This research was motivated by various CASA improvement strategies undertaken by banks to maximize profits, as well as OJK policies to support NIM to improve the efficiency and competitiveness of Indonesian banks.

This study aims to increase the role of CASA and NIM in improving the profitability of banks in Indonesia. A:1:ĬASA, NIM, profitability, banking Abstract

Jurnal aplikasi program linier